Patricia Chadwick is founder and president of Ravengate Partners LLC. Ravengate Partners is dedicated to providing businesses and not-for-profit institutions with education and advice about the financial markets and the global macro economy, serving as a broad-based resource for its clients. As someone with long-time business-television experience, Ms. Chadwick also uses the medium of television as a powerful tool in these efforts. As a board member, she brings three decades of managerial and investment experience to the boardroom, where her strength is in helping to drive decision-making at the corporate level.

Before founding Ravengate partners, she served as chief investment strategist at Invesco (1997 - 99), providing for the firm its official position and recommendations to clients on, not only the financial markets, but also where and how they fit into the U.S. and the global economy.

Over the past decade she traveled widely on her firms' behalf, articulating and defining her strategy for institutional and individual clients in Europe, Asia, and throughout North America. She served also as her firms' public spokeswoman to a widespread, indeed global, television audience. She appears frequently on various business programs on CNBC, CNN and FOX NEWS and continues to be a widely-sought-after commentator on the leading financial-news programs, including a byline on National Review Online. She has a rare ability to ensure that her viewers come away with a more solid understanding of the investment business and the kind of investment information she discusses.

Other important strengths include a proven ability to 'call the markets,' with a clear vision that had an accurate and prescient perception of the past decade's bull market - taking a strong position that productivity gains and slow inflationary growth would be a powerful drive for the equity market. In addition, she has written extensively on various aspects of the U.S. and the global economy. She has, for many years, participated in economic conferences worldwide, including the Institute for Fiduciary Education, Pensions 2000, and the National Investor Relations Institute.

Ms. Chadwick can draw also upon her business-management experience, with responsibilities that have spanned client-relationship management, equity-research analysis, portfolio management, as well as actually running a business. Her business-management skills include administrative policy design and implementation; reorganization planning; financial business planning; staff recruitment & retention; team leadership; training & development.

Ms. Chadwick describes herself as, not only a problem-solver, but a strategic thinker, who can break down complex issues into their components, and see forward to synthesize and implement a completely new resolution. This talent has helped her to assume ever-increasing managerial roles during her professional career, as well as to see and to direct the larger strategic pieces surrounding her particular job description at any given time.

She began her financial-services career in 1972, worked at the Ford Foundation from 1976 to 1980, joining Citicorp Investment Management that year. In 1988, the group was sold to USF&G - and re-named Chancellor Capital Management. By 1991, Chancellor was an employee-owned asset-management business, where Ms. Chadwick managed billions of dollars of client assets, including those of many of the largest and most well-known corporate pension funds, endowments and foundations. In 1995, Chancellor was acquired by Liechtenstein Global Trust, which was in turn acquired by Invesco in 1998. During these years, Ms. Chadwick herself was also 'acquired' by her company's various owners, enlarging and diversifying her own professional responsibilities, culminating in the management of a $15 billion asset business.

She also has served since 1992 as a member of the Board of Directors of the AMICA Mutual Insurance Company, a leading personal-lines insurance company in Rhode Island. Recently, she was elected to the boards of Nuclear Electric Insurance Limited, a Bermuda based insurer of nuclear power plants, and SoundView Technology Group, a research-driven securities firm in Greenwich, CT. Eleemosynary activities include service on the Board of Directors of the Irvington Institute for Immunological Research, of which she has been President since May, 2000, and St. Aloysius School, a private, co-educational, Catholic school in Harlem, where she is chair of the Scholarship Committee. She has been a trustee of The Stanwich School, an independent, co-educational school in Greenwich, since January, 2001, and joined the Board of Directors of United Way of Greenwich in November, 2002.

Ms. Chadwick was graduated summa cum laude from Boston University with a B.A. in economics, and is a Chartered Financial Analyst. She lives in Greenwich, CT, with her husband and nine-year-old twins, where her superb organizational skills come in very handy. Not only an accomplished businesswoman, she grows organic herbs and cans her own fruits and vegetables. She is also finding the time to enjoy two of her old favorite pastimes - photography and singing. She recently joined The Greenwich Choral Society as a soprano. She likes to read biographies and understand how other people live -- and what makes them tick.

June, 2003